Debt Tracking

I found a pretty simple debt tracking excel form from "It's Your Money" and wanted to share the link!

The first sheet is an introduction, the second is instructions, the third is an overview where you can put all your account information, the next is debt and income sources, the fourth is a break down of each debt including limits, APR, and months to paydown, the last three are a way to track your paydown and how close you are to freedom!

Wowza! I was not happy once I saw all of our debts in one location. I won't share how bad it is, just know ITS BAD.

I hope this form can open your eyes too!

Budgeting Spread Sheet

I was reading along my blog list and saw a great offer from the the frugal free gal! She has an incredible spreadsheet to help you organize your finances.

For the first time in over a year, I pulled up my bank account online and went through item by item of everything we've used the debit card for this month and seperated it all out. I even think I found an error of something we've been double billed for each month for the past three months. Wahoo!

Now, I just have to track down outstanding balances on our debt and on our investments so we can track that too! It's so nice to have it all in one little place.

Our goal this year is to rebuild savings.